Privacy Policy

INTRODUCTION |  PRIVACY

Welcome to Gift Cards Hub, Nigeria’s most profitable customer-friendly gift card trading platform. We believe

that in a world where everyone is over exposed, the smartest thing one can do is maintain one’s privacy.

It will be inappropriate to ask you to sit back and read the following paragraphs because this is your privacy

and we take it as seriously as you do. So sit up and carefully read the policy.

This privacy policy portrays your security rights with respect to our collection, use, stockpiling, sharing and

protection of your data. it applies to our website, services and tools notwithstanding how you use them.

The internet as it is known to all and sundry is a community of common interests, a global platform and

archive of information where many users face challenges like hacking, identity theft, cybercrime and

privacy invasion. In return for trusting us with your data despite all these challenges, we shall protect your

privacy and only use them with your consent.

Gift Cards Hub will manage your information in the following ways:

INFORMATION YOU PROVIDE AND HOW WE USE THEM

At the point when you pursue any Gift Cards Hub services that requires registration, we ask you for basic data

such as your name, email address and account password. In the course of services such as payment

transactions, we require your debit or credit card information.

To protect you, we usually do not store

these data but when we do, we store them in trusted encoded form on secure servers. In order to improve

the quality of our services to you, we may use the information you provide and others from third parties.

But rest assured, these will always come with an offer to either accept or discontinue such action.

When you perform actions on Gift Cards Hub, our servers automatically receive information that your browser

send whenever you visit a website. These automatically gathered data includes but not restricted to your

browsing histories, IP address, gadget details, geo-area data, online traffic, reference URL, advertisement

information, standard web log information, still and moving images.

Note that the personal data we gather on you either manually, automatically or from third parties when

you register will be held for the obligatory maintenance time frame set forth by applicable law and as

required for us to keep a thorough documentation of our operations. These information as required from

us as financial experts will be stored regardless of whether your account has been successfully activated.

This personal information we have collected will be use to:

i. Create your Gift Cards Hub account portfolio which is generally for accounting, billing, management of legal

documentation, claim and dispute management.

ii. Verify your identity in compliance with applicable know-your-customer, money laundering and other

financial legislations and regulations which includes Gift Cards Hub anti-money laundering policy as well as

other law enforcement agencies’ policies.

iii. Analyze your Gift Cards Hub website usage and personalize your services experience in order to help us

optimize your customer service requests and supports.

iv. Communicate information, news, promotions and necessary updates via the email your have provided.

v. Use in creating marketing and promotional projects which may involve sharing your personal data with

third parties.

vi. We may disclose or transfer your personal data to third parties, legal and regulatory authorities, certain

contractors or service provider. All these will be duly explained when the occasion demands.

All the aforementioned actions can only be done when you have given us consent or otherwise when we

are permitted to do so under applicable laws. Your data will not be sold, exchanged, or shared with any

third parties without your knowledge. If and when you wish to discontinue receiving promotional

information and updates, you can easily opt-out.

USE OF COOKIES AND RELATED TECHNOLOGIES

Cookies are minute text files that are placed on your gadgets by websites that you browse. They are widely

used for the smooth run of websites as well as to gather information for the owner of the site.

Gift Cards Hub uses cookies typically to assess the viability of our site, investigate trends and traffics as well as

oversee the platform. The data gathered by cookies allow us to know such things as what parts of our site

are most visited and challenges of your experience on the platform. With this information, we can improve

the nature of your experience on the platform by perceiving and conveying a greater amount of the most

wanted features and services as well as resolving access challenges.

We also use cookies or potentially an innovation known as web bugs or clear gifs, which are commonly

embedded in emails to assist us with affirming your receipt of, and reaction to our message and to give

you a more customized experience when using our site.

We utilize help from third parties to help us in understanding the use of our site. these third parties will

put cookies on the hard drive of your gadget and will gather information we need to know such things as

how visitors just like you explore around the site, what services are browsed, and general transaction

information. The data and observation submitted by these third parties will be efficiently utilized by us in

better understanding our users’ interests in our site and how to all the more augment those interests.

These third parties are bound legally to only use the information recorded from our site for our site only.

AUTOMATED DECISION MAKING

Automated decision is made on certain matters in order to ascertain whether we can render our services

to you based on credit check, security check or risk profiling. After the investigation, a decision will be

made automatically as to whether or not we will make our services available to you based on your

creditworthiness.

YOUR STATUTORY RIGHTS

Nigeria’s law on cybercrimes criminalize data privacy breaches. This act prescribes that any individual or

service provider in possession of any person’s personal data shall take appropriate measures to safeguard

such data from all foreseeable hazards and breaches like theft, cyberattacks and impersonation.

By this,

i. You are entitled to ask if we have processed your information.

ii. You can request an undeniable access to your personal information.

iii. You are entitled to ask that any incomplete or falsified personal data we have gathered about you be

corrected.

iv. In certain circumstances when there are no legal exceptions, you are entitled to ask us to delete or

erase personal information from our database.

v. You may restrict, object the use of your personal information in certain occasions.

vi. You may object any automated decision made about you wherever it has a legal effect and request for

it to be reconsidered.

SECURITY OF YOUR DATA

In order to uphold the confidentiality of your personal data and to safeguard your personal information

from hazards and breaches, unauthorized access, alteration, misuse, mismanagement or destruction, we

use an array of trusted security measures. These security measures include but are not limited to:

password protected directories and databases, Secure Sockets Layered (SSL) technology to ensure that

your information is fully encoded and transferred across the internet securely, active PCI scanning to

protect our servers from hackers and other vulnerabilities.

INFORMATION WE WON’T REQUEST FROM YOU

Gift Cards Hub will not request for payment information such as ATM card number, account or pin number in

an email, or text or any other means of communication with you. You as our customer are responsible for

the safe keeping of your passcode and membership credentials. do not under any circumstances share

those details with anyone. If you receive a suspicious request or there is an unauthorized use of your

personal information, notify us immediately.

UPDATES TO THIS PRIVACY POLICY

This privacy policy was last revised on March, 2021. We urge you to review this policy frequently as it is

subject to change from time to time. Changes to this privacy policy will be made known to users via the

website or any of the other means of communication.

CONTACT US

If there are questions, comments, observations or concerns regarding our services, terms, conditions and

privacy policy, please contact us at [email protected]